If you live in Ohio and you are in need of Medicare insurance you came to the right place. While we could show you endless charts, graphs, and quotes online. It would be easiest if you call us direct so we can help you ASAP. Call 877-305-9083. And we will be able to help you get a Medicare Supplement plan. If you want to get quotes and see plans online, then fill out the quote box below for Ohio Supplemental Medicare Insurance.
Fill out the form listed above to get information on Medicare insurance in Ohio.
What is Ohio Medicare Part A and B?
Ohio Medicare is a federal health insurance program for Ohio residents 65 years or older. To qualify you must be at least 65 years of age, a US citizen for five continuous years. There is also a supplemental program to cover the gaps that Medicare Parts A & B does not cover.
Medicare Part A pays for most of the services that hospitals provide. Thankfully, there is no monthly premium on Part A, it is funded by the taxes you and your employers have already paid. Medicare Part A covers for your room, nursing services, and your inpatient supply needs. Unfortunately, Part A won’t pay for all of you hospital costs. There is a deductible of $1,068.00 that must be paid in full before Medicare will pay for any hospital expenses. Also, if you are hospitalized for more than 60 days you will have to pay for a daily coinsurance fee. After 60 days you must pay $267.00 a day for day 61 through 90. After that it rises to $534.00 a day, the 91st through the 150th day. This can add up quickly if your stay exceeds 100 days.
Medicare Part B is optional and by enrolling in it you may qualify for supplemental insurance without having to answer any additional health questions. Part B covers any services that the doctors provide in the hospital or in their office. It also pays for outpatient services and any long term equipment you may need such as walkers, wheel chairs, etc. Like with most insurances Part B has a monthly premium (usually around $96 a month), which is also based on you monthly income. There is a $135.00 deductible that must be met in full. Once the deductible is paid Medicare generally pays for 80% of expenses, leaving you only to pay 20%.
Fortunately, there is a Medicare supplemental insurance, sometimes known as “Medi-Gap.” You do have to pay an additional monthly premium for it. The benefit is that almost all expenses not covered by Medicare Part A and B are covered by the supplemental plan or a Medicare advantage plan. A Medi-Gap plan can become very useful for assuring you receive proper treatment and you preserve you assets. It is designed to help cover these gaps so you don’t have to.
It is important that you become educated on Ohio Medicare before choosing a plan. Insurance is an important thing to have, especially right when you turn 65. There are many options when it comes to your Medicare coverage, and working with a Medicare agent is the best way to figure out what type of coverage is best for you.
If you found this information helpful, you may want to call an agent at 877-305-9083.
Learn if Medicare Advantage or Medicare Supplement is right for you.
Almost 50,000 seniors on Medicare Advantage PFFS (Private Fee For Service) are going to lose there plan by December 31, 2010!
If you are included in this group you would have been mailed a letter explaining the your coverage will end. We strongly suggest you call 877-305-9083 to speak with and agent and learn more about the plans that are available in your area.
Some of the most popular Medicare Advantage and Medicare Supplement carriers in Ohio are AARP, United Healthcare, Blue Cross Blue Shield, Mutual of Omaha, and Humana.